Prof. Ravichandran brings more than 28 years of Corporate & Global Banking experience and more than 12 years of Academic experience, based in Bangalore. He founded The Mountain Path Academy to bridge the gap between theoretical finance and practical, tool-based application — teaching every concept live in Excel before extending to Python where relevant.
His practitioner expertise spans market risk (VaR, stressed VaR, CVaR), credit risk (PD/LGD/EAD, scorecards, Merton model), Basel II/III/IV and FRTB, GARCH/EWMA volatility models, ARIMA/SARIMA time series, Monte Carlo simulation, ICAAP, derivatives pricing (BSM, binomial trees, interest rate derivatives), fixed income (duration, convexity, bootstrapping), portfolio optimisation (Markowitz, Black-Litterman), and DCF valuation.
B.Sc. Mathematics & Statistics · M.S. Information Technology