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0;border-top:1px solid #dbe4ee;border-bottom:1px solid #dbe4ee}.learning-flow>span{font-size:12px;background:#eaf1fa}.formula small{font-size:13px}.related{grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:1050px){.metric-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.basel-layout{grid-template-columns:180px minmax(0,1fr);gap:24px}.three-cards,.approach-grid{grid-template-columns:1fr}.safeguards{grid-template-columns:1fr}.era>span{font-size:9px}}@media(max-width:900px){.basel-layout{grid-template-columns:1fr}.toc{position:static;max-height:none}.basel-glance{padding:24px}.era-grid{gap:10px}.era{padding:15px}.era h3{font-size:27px}}@media(max-width:650px){main{padding:25px 18px;margin:0;width:100%;border-radius:0}h1{font-size:38px}.standfirst{font-size:19px}.basel-glance{padding:22px 16px;border-radius:14px}.era-grid,.glance-bottom,.route-map,.timeline,.input-grid{grid-template-columns:1fr}.metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.pillar-grid{grid-template-columns:1fr;gap:3px}.pillar{padding:18px}.pillar p{margin:8px 0}.pillar h3{font-size:24px}.basel-body h2{font-size:26px}.result-grid{grid-template-columns:1fr}.lab{padding:18px}.ratio-row{grid-template-columns:80px 1fr;gap:8px}.related{grid-template-columns:1fr}.balance-bar b{font-size:12px;min-width:70px}.capital-stack>div{align-items:flex-start;gap:10px}.tail-bars{gap:8px}.tail-figure{padding:20px 16px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{.basel-layout{display:block}.basel-glance,.era,.metric-grid>div,.pillar,.route-node,.tail-figure,.capital-stack>div,.result-grid>div,.floor-fill,.ratio-fill{-webkit-print-color-adjust:exact;print-color-adjust:exact}.basel-glance{box-shadow:none;break-inside:avoid}.era-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.metric-grid{grid-template-columns:repeat(6,minmax(0,1fr))}.pillar-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.glance-link,.scenario-buttons{display:none}.faq details>p{display:block!important}.basel-body h2{break-after:avoid}.lab{break-inside:avoid}.basel-body section{break-inside:auto}.glance-head h2{font-size:28px}.tail-figure{break-inside:avoid}}

.term-link{color:inherit;text-decoration-line:underline;text-decoration-style:dotted;text-decoration-color:#6a7f99;text-underline-offset:4px;text-decoration-thickness:1px}.term-link:hover,.term-link:focus-visible{color:#8e2130;text-decoration-style:solid}.basel-glance .term-link{color:inherit;text-decoration-color:#d5e4fb}.basel-glance .term-link:hover{color:#ffd77b}.pillar .term-link,.route-node .term-link{color:inherit;text-decoration-color:#ffffff88}.basics-note{background:#eaf3fa;border-left:4px solid #286b93;padding:16px 20px;font-size:15px!important}.glossary-index{display:flex;flex-wrap:wrap;gap:7px;margin:20px 0}.glossary-index a{display:inline-block;font-size:12px;text-decoration:none;padding:6px 10px;background:#eef3fa;border:1px solid #d8e3ee;border-radius:18px;line-height:1.5}.explainer-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.explainer-card{border:1px solid #d6e2ec;border-top:4px solid #216e82;background:#f8fbfd;padding:20px;border-radius:12px;scroll-margin-top:24px;min-width:0}.explainer-card:nth-child(3n+2){border-top-color:#795193}.explainer-card:nth-child(3n){border-top-color:#237960}.basel-body .explainer-card h3{margin:0 0 12px;font-size:21px}.basel-body .explainer-card p{font-size:16px;line-height:1.65}.explainer-card:target{background:#fff9e9;border-color:#b78a21;box-shadow:0 0 0 3px #e6cf99}.explainer-example{background:#eaf0f7;border-radius:8px;padding:12px 15px}.explainer-example strong{font-size:11px;letter-spacing:.06em;text-transform:uppercase}.basel-body .explainer-example p{font-size:14px;margin:7px 0 0}.return-link{display:inline-block;margin-top:14px;font-size:13px;font-weight:700}.term-link:target{background:#fff0b8;color:#123157;outline:2px solid #c0972f}.glossary-index a:focus-visible{outline:3px solid #bc8a22}@media(max-width:1000px){.explainer-list{grid-template-columns:1fr}}@media print{.glossary-index,.return-link{display:none}.explainer-list{display:block}.explainer-card{break-inside:avoid;margin:14px 0}.term-link{text-decoration:none}}

.glossary-pointer{display:flex;align-items:center;gap:18px;flex-wrap:wrap;background:#fff3c9;border:2px solid #c0972f;border-radius:14px;padding:20px 24px;margin:24px 0;color:#183553;font:16px/1.55 Arial,sans-serif}.pointer-icon{font-size:34px}.glossary-pointer>div:nth-child(2){flex:1;min-width:200px}.glossary-pointer strong{font-size:19px;color:#123157}.glossary-pointer p{font-size:14px;margin:6px 0 0}.glossary-cta{background:#123157;color:#fff;border-radius:24px;padding:12px 20px;text-decoration:none;font-weight:700;white-space:nowrap}.glossary-cta:hover{background:#235582}.toc a[href="#basics"]{background:#fff2c2;border:2px solid #c0972f;border-radius:8px;font-weight:800;color:#123157;padding:12px 10px;margin:0 0 12px;font-size:13px}.glossary-arrival{display:flex;align-items:center;gap:20px;background:linear-gradient(120deg,#123157,#235585);border-bottom:5px solid #c0972f;padding:25px;border-radius:14px;margin:45px 0 20px;color:#fff}.glossary-arrival>span{font-size:43px}.basel-body .glossary-arrival .kicker{margin:0;color:#ffdc80;font-size:10px}.basel-body .glossary-arrival h2{color:#fff;border:0;margin:8px 0 0;padding:0;font-size:34px}.basel-body .glossary-arrival p{color:#e7eff9;margin:6px 0 0;font-size:17px}.glossary-float{position:fixed;bottom:18px;right:18px;z-index:20;background:#123157;border:2px solid #d6b254;color:#fff;border-radius:30px;padding:12px 18px;box-shadow:0 4px 20px #12315740;font:700 14px/1.35 Arial,sans-serif;text-decoration:none}.glossary-float span{display:block;font-size:11px;color:#ffdc80;margin-top:3px;padding-left:23px}.glossary-float:hover{background:#235582}.term-link{color:#155785;text-decoration-style:solid;text-decoration-color:#4c82a7;text-underline-offset:3px}.pillar .term-link,.route-node .term-link,.basel-glance .term-link{color:inherit;text-decoration-color:#b5d5f4}.tail-figure .term-link{color:inherit;text-decoration-color:#ffda87}body{padding-bottom:65px}@media(max-width:650px){.glossary-pointer{padding:18px;gap:12px}.glossary-cta{width:100%;text-align:center}.glossary-arrival{padding:20px;gap:12px}.basel-body .glossary-arrival h2{font-size:27px}.glossary-arrival>span{font-size:32px}.glossary-float{bottom:10px;right:10px;padding:9px 14px;font-size:12px}.glossary-float span{font-size:10px}}@media print{.glossary-float{display:none}.glossary-pointer{display:none}body{padding-bottom:0}.glossary-arrival{-webkit-print-color-adjust:exact;print-color-adjust:exact}}

.basel-body th a.term-link{color:#fff;text-decoration-color:#cddbea}.basel-body [id]{scroll-margin-top:22px}

.basel-deep{border:1px solid #cbd9e3;border-left:5px solid #327b95;border-radius:14px;padding:22px;margin:25px 0;background:#f4f8fb}.basel-deep .kicker{margin-top:0}.liquidity-pointer{background:#fff4d7;border:2px solid #d5aa4f;border-radius:12px;padding:18px}.liquidity-pointer p{margin:8px 0}.liquidity-inputs{display:grid;grid-template-columns:1fr 1fr;gap:20px}.liquidity-inputs label{display:block;font-size:14px;font-weight:600;line-height:1.5}.liquidity-inputs input{width:100%;accent-color:#176b8c}.liquidity-results{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin:24px 0}.liquidity-results div{background:#123157;color:white;border-radius:12px;padding:18px}.liquidity-results span{display:block;font-size:14px}.liquidity-results strong{font-size:32px;display:block;color:#ffdb86}.liquidity-lab details{margin-top:18px}.liquidity-lab summary{cursor:pointer;font-weight:700}.liquidity-lab button{border:0;cursor:pointer}@media(max-width:650px){.liquidity-inputs{grid-template-columns:1fr}.basel-deep{padding:15px}.liquidity-results strong{font-size:25px}.basel-deep .table-wrap table{min-width:620px}}

.liquidity-results .term-link{color:#fff;border-color:#bad0e0}

.guide-promo {
  padding: 8px 20px;
  background: #ffd400;
  color: #091a32;
  font: 700 13px/1.25 Arial, sans-serif;
  text-align: center;
}

.guide-promo a { color: #091a32; }

.guide-site-header {
  background: #073665;
  color: #fff;
  border-bottom: 1px solid rgba(255, 255, 255, .45);
}

.guide-site-header__inner {
  max-width: 1280px;
  margin: 0 auto;
  padding: 14px 22px;
  display: flex;
  align-items: center;
  gap: 26px;
}

.guide-site-header__brand {
  flex: 0 0 auto;
  color: #fff;
  font: 700 16px/1.2 Arial, sans-serif;
  text-decoration: none;
  white-space: nowrap;
}

.guide-site-header__brand span { color: #ffd400; }

.guide-site-header__nav {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: 2px;
  margin-left: auto;
}

.guide-site-header__nav a,
.guide-site-header__nav .tgl {
  color: #fff;
  padding: 8px 9px;
  border-radius: 5px;
  font: 600 12px/1.2 Arial, sans-serif;
  text-decoration: none;
  white-space: nowrap;
}

.guide-site-header__nav a:hover,
.guide-site-header__nav a:focus-visible,
.guide-site-header__nav a.active {
  background: rgba(255, 212, 0, .16);
  color: #ffd400;
}

.guide-site-header__nav .tgl {
  margin-left: 5px;
  border: 1px solid rgba(255,255,255,.5);
  background: transparent;
  cursor: pointer;
}

.guide-site-footer {
  margin-top: 42px;
  padding: 28px 22px;
  background: #073665;
  color: #d8e7f6;
  border-top: 4px solid #ffd400;
  font-family: Arial, sans-serif;
}

.guide-site-footer__inner { max-width: 1280px; margin: 0 auto; }
.guide-site-footer__brand { color: #fff; font-size: 17px; font-weight: 700; }
.guide-site-footer__tagline { margin: 5px 0 16px; font-size: 13px; }
.guide-site-footer__links { display: flex; flex-wrap: wrap; gap: 8px 16px; }
.guide-site-footer__links a { color: #fff; font-size: 12.5px; text-decoration: none; }
.guide-site-footer__links a:hover,
.guide-site-footer__links a:focus-visible { color: #ffd400; text-decoration: underline; }

@media (max-width: 900px) {
  .guide-site-header__inner { align-items: flex-start; flex-direction: column; gap: 10px; }
  .guide-site-header__nav { justify-content: flex-start; margin-left: 0; }
}

@media (max-width: 560px) {
  .guide-site-header__inner { padding: 12px 14px; }
  .guide-site-header__nav { display: grid; grid-template-columns: 1fr 1fr; width: 100%; }
  .guide-site-header__nav a { white-space: normal; }
  .guide-site-header__nav .tgl { grid-column: 1 / -1; margin-left: 0; }
}

@media print {
  .guide-promo,
  .guide-site-header,
  .guide-site-footer { display: none !important; }
}


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/* Keep article answers separate from the RBI template's dark .answer panel. */
.qa-answer{min-width:0;color:#26344f;background:transparent;padding:0;margin:0;border:0}
.qa-answer p,.qa-answer li,.qa-answer td{color:#26344f}
.qa-answer strong,.qa-answer b{color:#142c50}
.qa-answer .worked,.qa-answer .takeaway{color:#26344f}
.qa-answer .worked>b{color:#087e83}
.qa-answer table{background:#fff;color:#26344f}
.qa-answer tbody tr:nth-child(even){background:#f0f6fa}
.qa-answer th{background:#173b60;color:#fff;vertical-align:top}
.qa-answer td{vertical-align:top}
.qa-answer .formula{color:#fff}
.table-wrap{max-width:100%;border-radius:10px}
.concept-table{min-width:0;table-layout:fixed;font-size:15px;line-height:1.55}
.concept-table th:first-child{width:25%}.concept-table th:nth-child(2){width:35%}.concept-table th:nth-child(3){width:40%}
.concept-table td:first-child{font-weight:700}.concept-table td{overflow-wrap:normal;word-break:normal}
@media(max-width:600px){.qa-answer .concept-table{min-width:0;display:block;border-collapse:separate}.concept-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.concept-table tbody{display:block}.concept-table tr{display:block;border:1px solid #d9e2ef;border-radius:10px;margin-bottom:12px;padding:8px 12px}.concept-table td{display:grid;grid-template-columns:90px minmax(0,1fr);gap:10px;border:0;padding:8px 0;width:auto}.concept-table td::before{content:attr(data-label);font-weight:700;color:#53677c;font-size:12px}.concept-table td:first-child{border-bottom:1px solid #d9e2ef}}
@media print{.qa-answer .concept-table{display:table}.concept-table thead{position:static;clip-path:none;width:auto;height:auto;overflow:visible}.concept-table tbody{display:table-row-group}.concept-table tr{display:table-row}.concept-table td{display:table-cell;border:1px solid #d9e2ef;padding:10px}.concept-table td::before{content:none}}

/* Basel Framework visual system: wide paper, navy/gold headings and cream examples. */
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 .gl-v{font-size:clamp(18px,3.5vw,31px)} 
.kpis{display:grid;grid-template-columns:1fr auto;gap:5px 12px;margin:12px 0 14px;font-size:14px;line-height:1.4}.kpis dt{color:#d2e0f2;margin:0}.kpis dd{margin:0;text-align:right;font-weight:700;color:#fff;white-space:nowrap}.kpis dt,.kpis dd{border-bottom:1px solid #ffffff1f;padding-bottom:5px}.kpis dd strong{color:#ffd77b}.basel-glance .era h3{font-size:26px}.basel-glance .era>b{font-weight:400;line-height:1.5}.glance-legend{font-size:13px!important;color:#c7d6eb}.glance-sub{font-size:12px;letter-spacing:.08em;color:#86e5cd;margin:20px 0 10px}@media(max-width:900px){.kpis{font-size:13px}}.calc.illus{border-left-color:#178878;background:#f3faf9}.illus-tag{display:inline-block;font:700 11px Arial,sans-serif;letter-spacing:.08em;text-transform:uppercase;background:#178878;color:#fff;border-radius:999px;padding:3px 10px;margin-right:8px;vertical-align:2px}.calc{margin:24px 0;border:1px solid #d9e2ef;border-left:4px solid #c0972f;border-radius:14px;padding:18px 20px 8px;background:#fbfcfe}.calc>b{display:block;color:#123a63;font-size:17px;margin-bottom:12px}.calc-table{font-size:15px}.calc-table th{background:#123157}.calc-table td:first-child{text-align:center;font-weight:700;color:#8e2130;width:56px}.calc-table td:nth-child(3){font-family:"SFMono-Regular",Menlo,Consolas,monospace;font-size:14px;color:#123157}.calc-table td:last-child{font-weight:700;color:#142c50}.calc-table.wide td:nth-child(n+3){font-family:"SFMono-Regular",Menlo,Consolas,monospace;font-size:14px;color:#123157;font-weight:400}.calc-table.wide td:first-child{width:auto}.calc-note{font-size:14px;line-height:1.6;color:#586982;margin:10px 0 12px}.unit-note{font-size:14px;color:#586982}.era p em{display:block;font-style:normal;opacity:.85;font-size:.92em;margin-bottom:4px}
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html{scroll-behavior:smooth}body{padding-bottom:0}.ipo-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:36px}.ipo-body{min-width:0}.ipo-body section{scroll-margin-top:22px;margin-bottom:44px}.ipo-body h2{margin-top:10px}.ipo-body .kicker{margin-top:30px}.ipo-body p{font-size:18px}.chart{background:#f5f8fc;border:1px solid #d7e2ef;padding:18px;border-radius:14px;margin:24px 0}.chart svg{width:100%;height:auto;display:block}.chart figcaption{font-size:14px;line-height:1.6;margin-top:10px;color:#455b75}.chart text{font-family:Arial,sans-serif;fill:#193653}.solution{background:#eaf6f1;border-left:5px solid #168064;padding:18px 22px;border-radius:0 10px 10px 0;margin:18px 0}.solution h3{margin:0}.case-box h3{margin:6px 0}.lab-output{background:#123157;color:white;padding:18px 22px;border-radius:12px;margin:20px 0}.lab-output strong{color:#ffda87;font-size:25px}.lab-output p{font-size:16px}.number{font-variant-numeric:tabular-nums}.ipo-body table{font-size:16px}.ipo-body th{white-space:normal}.chart-key{font-size:14px}.warning{background:#fff2dd;border-left:5px solid #c0972f;padding:18px 22px}.flow-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.flow-cards>div{border-top:4px solid #c0972f;background:#edf3fa;padding:18px;border-radius:10px}.flow-cards b{display:block}.flow-cards p{font-size:15px}.toc a{font-size:13px}.hero-sub{font-size:22px;color:#455b75}.source-list a{overflow-wrap:anywhere}@media(max-width:900px){.ipo-layout{display:block}.toc{margin-bottom:25px}.flow-cards{grid-template-columns:1fr}}@media print{.ipo-layout{display:block}.chart,.solution{break-inside:avoid}.lab{break-inside:auto}.lab-output{-webkit-print-color-adjust:exact;print-color-adjust:exact}.ipo-body p{font-size:12pt}.hero-sub{font-size:14pt}.chart svg{max-height:9cm}}
/* ALM adaptations to the reference article layout. */
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:white;padding:12px;z-index:10}.alm-sequence{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0}.alm-sequence a{border:1px solid #dde4ee;border-radius:8px;padding:9px 13px;background:#f6f8fb;font-size:14px;text-decoration:none}.ipo-body h2[id]{scroll-margin-top:22px}.ipo-body h2{border-bottom:3px solid #c0972f;line-height:1.35}.ipo-body h3{color:#123a63;font-size:22px}.ipo-body section{background:transparent;border:0;padding:0;margin:0 0 44px;border-radius:0}.ipo-body .source-note{border-top:1px solid #dce5ef;padding-top:12px;font-size:14px;color:#565c66}.callout{background:#fdf4de;border:1px solid #ebd59d;border-left:4px solid #c0972f;border-radius:12px;padding:22px;margin:24px 0}.process li{background:#f2f6fb;border-left:4px solid #c0972f;padding:16px 18px;margin:12px 0}.toc .lesson-link{font-weight:700;color:#123a63}.toc .toc-heading{display:block;margin:24px 0 10px;color:#8e2130;font-size:12px;letter-spacing:.12em}.ipo-body details{margin:14px 0}.basel-glance .era h3{font-size:26px;line-height:1.25}.era a{color:#fff;text-decoration-color:#ffd77b}.era a:focus-visible{outline-color:#ffd77b}.alm-read-note{font-size:13px;color:#61718a}.basel-glance h2{max-width:100%}.basel-glance .glance-foot{font-size:13px}@media(max-width:900px){.toc .toc-heading{width:100%;margin-top:16px}.toc a.lesson-link{display:block}.toc strong{display:block}.ipo-layout{display:block}}@media print{.alm-sequence,.toc,.hero-bar{display:none!important}.callout{print-color-adjust:exact}.ipo-body section{break-inside:auto}.ipo-body details{break-inside:avoid}.ipo-body table{min-width:0}.basel-glance{break-inside:avoid}}